6. Report lost or misused credit cards immediately
If you ever misplace your credit card or receive a text that shows that an unknown transaction has been debited to your credit card, it is imperative that you immediately call your credit card company to block the credit card.
When your credit card ends up in the wrong hands, your hard earned credit can get used up in just a few seconds. Though you will have the opportunity to prove that your credit card was used fraudulently, it will without a doubt be a long, frustrating and arduous process that you can easily do without.